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From ATVs to UTVs and Personal Watercraft... We've Got You Covered

Powersports Insurance

Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. Powersports insurance is needed to cover physical damage to your vehicle as well as liability tailored to your vehicle of choice. You will also be insured against other uninsured parties.

Joyce Insurance can help you get the specialized coverage you need for your Side by Side UTV, All Terrain Vehicle ATV, Personal Watercraft, Golf Cart, Snowmobile, Dirt Bike, Motorcycle... We can help you protect your investment and let you get focus on having fun.

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What We Cover

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

* Collision Coverage
* Property Damage Liability Coverage
* Bodily Injury Liability Coverage
* Comprehensive Physical Damage Coverage


Several factors can affect the cost of insuring a specialty vehicle. So how can you keep your rates low?

Be Safe having violations on your driving record or claims on your insurance policy will increase your rates
Choose Your Vehicle Carefully some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure
Own & Insure More Than One with many carriers, you can receive a discount if you insure more than one specialty vehicle on your policy

Do you need insurance for your off-road vehicle?

Are Your Off-Road Vehicles Covered?

Most specialized vehicles aren’t covered under your standard auto or home insurance policy, especially when you aren’t on your own property.