What We Cover
Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:
| * Collision Coverage | |
| * Property Damage Liability Coverage | |
| * Bodily Injury Liability Coverage | |
| * Comprehensive Physical Damage Coverage |
Savings
Several factors can affect the cost of insuring a specialty vehicle. So how can you keep your rates low?
| Be Safe | having violations on your driving record or claims on your insurance policy will increase your rates |
| Choose Your Vehicle Carefully | some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure |
| Own & Insure More Than One | with many carriers, you can receive a discount if you insure more than one specialty vehicle on your policy |