Building and Dwelling Coverage
Flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy.
| * Insured Building | |
| * Electrical & Plumbing System | |
| * Central Air Conditioning Equipment, Furnaces & Water Heaters | |
| * Refrigerators, Cooking Stoves, & Built-In Appliances (i.e. Dishwashers) | |
| * Permanently Installed Carpeting Over Unfinished Flooring |
Contents Coverage
Flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy.
| * Clothing, Furniture & Electronic Equipment | |
| * Curtains | |
| * Portable & Window Air Conditioners | |
| * Portable Microwaves & Dishwashers | |
| * Carpeting that's not already included in property coverage | |
| * Clothing Washers & Dryers |