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3 years ago · by · Comments Off on What is new car replacement insurance and what is typically covered?

What is new car replacement insurance and what is typically covered?

New car replacement insurance is a gap coverage option offered by some insurance companies on auto insurance policies. It covers the full cost of a new vehicle, of the same make and model, as the totaled vehicle. Certain mileage and ownership restrictions may apply to qualify.

For more information on new car replacement insurance, please give us a call at 570-655-2831 or request a quote.

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5 years ago · by · Comments Off on Nonowner Car Insurance

Nonowner Car Insurance

Non-owner,  non-owner car insurance, or nonowner car insurance is liability coverage for drivers who don’t own a vehicle.

Someone who doesn’t own a vehicle might need this coverage if they frequently rent cars, borrow a friend’s car, drive someone else’s car, or are required to carry liability insurance to keep their driver’s license may need nonowner car insurance. Unfortunately, too many drivers may not carry appropriate amounts of coverage for you or your family’s injuries, lost wages, and property damage in the event of a severe accident. And if you don’t have an auto policy of your own, you’re at the mercy of the other driver’s insurance coverage to cover your damages.

Get A Free Quote

Non-owner insurance extends the liability coverage on your commercial policy to your employees’ vehicles, but only for occasional use. Coverage could only apply as long as the car is not owned, registered, or contracted in the business’s name or on its behalf.

Non owner car insurance can provide you and your family the protection you need if you:

  • Drive a company car for personal use
  • Frequently rent a car
  • Are you a passenger in or driving someone else’s car
  • Get struck by a vehicle as a pedestrian

Non-owner car insurance is less expensive than regular auto insurance and can give you the peace of mind you need for yourself and your family. We have a number of companies that offer nonowner car insurance.  If you are a car sharing service or thinking about purchasing a non owner policy, call us today or get your Free Online Quote.

3 Insurance Tips for Rideshare Drivers (Uber or Lyft)

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